Is there a way we can use a dummy credit card to test without creating real orders?

There is not a testing method that uses a dummy credit card to test without creating real orders. The method that we recommend for testing is to create a promotion code in the admin area of your site that will create a nearly 99% discount. When checking out, apply the promotion code to the order. This way very little will be charged to your credit card. To do this, go to Sites > [Site Name] > Pricing > Promotion Codes. Click the “+ Add Promotion Code” at the top left of the page. Then create a promotion code that takes 99% (or whatever percentage you would like) off of the subtotal. You can then use the promotion code on all of your test orders. Please let us know if you need any further assistance. Note: You will need to have some fee being charged for the test to work.